Core Benefits

• Medical, Dental, and Vision – Comprehensive coverage through UHC, Delta Dental, and VSP. Preventive care and virtual visits covered at 100%.
• Life Insurance – Company-paid coverage equal to 2x base pay (3x for service over 10 years), starting day one. Optional life insurance available for team members, spouses, and children.
• AD&D and Business Travel Accident Insurance – Provided at no cost, matching life insurance coverage.
• Short-Term Disability & Maternity Leave – No cost coverage after 6 months of service. Disability pays up to 70% of weekly earnings, maternity leave pays 100% for eligible weeks.
• Parental, Bereavement, Military & Jury Duty Leave – Paid time off for family, civic duty, and military service.
• Tuition Reimbursement & Scholarship Program – Tuition reimbursement up to $5,250 annually after 6 months of service. Craft Dependent Scholarship extended to grandchildren.
• 401(k) Retirement Plan – Automatic enrollment after 60 days. Contributions up to 75% of pay with dollar-for-dollar company match on the first 4%. Contributions and match now apply to overtime, double time, and premium wages.
• Paid Time Off & Holidays – PTO accrues from day one and increases with service. Nine paid holidays annually.
• Furlough Program – Allows continuation of medical, dental, and life benefits between projects without rehire.

Mental Health & Wellness

• Spring Health – 8 free therapy sessions and 8 coaching sessions per year for each team member, spouse, or dependent (age 6+). Includes personalized care, medication management, diverse providers, work-life services, and quick access to care.
• Kaia Health – Digital app for back, neck, and joint pain. Provides tailored workouts, pain education, and 1:1 coaching.
• Calm Health – Tools for stress, sleep, and resilience. Includes meditations, soundscapes, self-care courses, and content for life stages (e.g., women’s health, parenting). Connects to additional coaching and therapy if needed.

Additional Programs

• 2nd.MD – Virtual second opinion service with nationally recognized specialists for new diagnoses, surgery, or treatment decisions.
• Smoking Cessation (Spring Health) – Vendor change for 2026. Now includes a 12-week supply of nicotine replacement therapies and digital coaching support.
• CareConnect Team – Dedicated line for Mortenson team members and families to get help navigating health needs. Call 1-833-209-6462.
• Kaia – No additional cost digital physical therapy (PT) program that provides personalized, at-home PT for muscle and joint pain using guided exercises, education, and real-time feedback—no appointments or equipment needed.

No changes for 2026 Rates! Review the 2026 medical and dental rates below. All rates were held flat in 2026.

2026 Medical, Pharmacy, Vision, and Disability Weekly Rates

2026 Dental Weekly Rates

NO changes to medical co-pays (fixed amount for a covered service) when you visit the doctor:

• $0 – Virtual Visits and preventive visits
  • $20 – Primary doctor office visits
  • $40 – Specialist visits
  • $50 – Urgent care visits
  • $300 + deductible and coinsurance – Emergency room visits
• NO changes to pharmacy co-pays for prescription medications:
  • $0 – Preventive
  • $5 – Tier 1 medications
  • $50 – Tier 2 medications
  • $150 – Tier 3 medications

Learn more about what Spring Health can offer here.

Taking care of your mental health is more important than ever. Team members, spouses and dependents (age 6+) have access to Spring Health, a mental health and wellness benefit, at no cost.

Spring Health offers access to 8 free therapy and 8 free coaching sessions per year with available appointments within two days, personalized care, diverse providers, self-guided mental wellness exercises, work-life services, medication management, coaching, and more. Activate your benefit and get started by calling 1-855-629-0554, visiting mortenson.springhealth.com or emailing careteam@springhealth.com.

Whether it’s a stiff neck, aching shoulders or more severe back issues, it can be hard to enjoy life when pain shows up. That’s where Kaia steps in. It’s a new app here to show how pain relief is possible – at no extra cost as part of your health plan.

Access Kaia to receive:

• On-demand pain relief care in the convenience of an app
  • Workouts tailored to you with some as short as 15 minutes
  • Bite-sized lessons to help you recognize where pain is coming from
  • 1-on-1 health coaching with certified professionals
  • No extra cost – this is included as part of your health plan
  • Strengthening exercises plus relaxation techniques for pain management

Visit startkaia.com/uhc or download the Kaia app today to get started.

Available through your health plan benefits at no additional cost to you, Calm Health includes:

• Check-ins — Complete a short screening so you can understand where you are in your journey and get a more personalized experience.
• Self-care courses and tools — Explore courses and tools focused on mindfulness, skills to help with anxiety, resilience, cultivating joy and better sleep.
• Six areas of support — Choose the tools that may help you achieve your well-being goals:
  • Meditations — Follow along with guided practices
  • Work — Avoid burnout and focus better at work
  • Move — Move mindfully and stretch gently
  • Music — Experience better focus, relaxation and sleep with music
  • Sleep — Get more restful sleep and wake up feeling refreshed
  • Soundscapes — Listen to calming sounds that help you relax, sleep, work or study
• Condition-specific content— Programs are designed to help deepen and strengthen the connection between body and mind, with expert mental health guidance and compassionate support for a wide range of mental and physical conditions.
• Life and life stages— Programs deliver guidance for some of life’s challenges and stages, including women’s health, support for parents of teenagers, and help with stressful situations like divorce or grieving.
• Coaching, counseling and therapy — Calm Health helps guide you to additional solutions and services from your health plan, such as coaching or therapy.

Visit myuhc.com and look for Calm Health to get started.

Maven^®, a maternity and menopause support program, will be available through your health plan benefits at no additional cost to you, it includes:

• 24/7 access to virtual guidance, focused on your area of need
• Guided education as you learn about your upcoming pregnancy or parenting journey
• Access to specialized menopause professionals to best assist your personal situation

Progyny gives team members and their families access to high-quality fertility care, with support from top doctors and care advocates. Enrolled team members and spouses can use their 2 Progyny smart cycles to:

• Covers major treatments like IVF, egg freezing, and embryo transfer
• Lets you and your doctor choose the best care plan for your needs with claims running through the medical plan

Login to your Team Member Workbench to update your 2026 benefits. Follow the step-by-step instructions below, or once logged in, select > View/Update Non-Union Benefits & Beneficiaries > Make Changes and begin the enrollment process.

Click through this step-by-step tutorial to learn how to enroll through Team Member Workbench this year.

Step 1: Click the View/Update Non-Union Benefits & Beneficiaries tile.

Step 2: On the Benefits page, click the Make Changes button to add dependents.

Step 3: After confirming that all your People to Cover are accurate, select Continue.

Step 4: You will now enroll in Medical and Dental coverage. Click the Pencil icon.

Step 5: Read the benefits information and scroll down to the Non-Union Craft Benefit section. Check the box next to the medical plan you wish to enroll in.  If you are covering dependents, you’ll want to check the box next to their name(s) in the Who do you want to cover? section.  Click OK.

Step 6: Scroll down to the Dental section and select the dental plan you wish to enroll in. If you are covering dependents, you’ll want to check the box next to their name(s) in the Who do you want to cover? section.  Click OK.

Step 7: Scroll to the Short-Term Disability (STD) section.  If you enroll in a medical plan, you must select Required – Enrolled in Medical coverage. If you did not enroll in a medical plan, you must select Ineligible – Waived Medical Coverage. Once selected, click Continue on the top right.

Step 8: Scroll down to the NUC – Basic Life section and click the Pencil icon. If you enroll in a medical plan, you must select Additional Company Provided Basic Life Insurance – Enrolled in Medical Coverage. If you did not enroll in a medical plan, you must select Company Provided Basic Life Insurance (Seguro de Vida Básico).

Step 9: After selecting a life insurance plan, you will need to select your beneficiaries. 
Under the Primary Beneficiaries you will select who you’d like to receive your life insurance benefit in the event of your passing.  If you choose more than 1 person, the total % must equal 100.
Under the Beneficiaries select who you’d like to receive your life insurance benefit in the event of your and your primary beneficiaries passing. 
Click OK. Once you have confirmed everything is accurate, click Continue on the top right.

Step 10: Submit your benefit elections!

PreviousNext

NOTE: 2025 benefits will roll over to 2026 if no action is taken. All enrollments (medical plan, dental plan, life insurance beneficiaries) will continue from 2025 to 2026 even if you don’t log in to Team Member Workbench to make your elections.

Don’t wait until the last minute to enroll! Enroll in your 2026 benefits any time between October 20 and November 7. All changes you make to your benefits will be effective 1/1/2026.

• Domestic Partner Statement
• UnitedHealthcare Home Mailer
• Summary of Benefits and Coverage (SBC)
• CHIP Notice
• Medicare Part D Creditable Coverage